Financially raped

March/2018

If you haven’t noticed, Equifax is in the news, again.

Equifax was hacked in September, 2017. At least that is what they admitted. Hackers got names, addresses, SS #s, account numbers and passwords of about 147 million people. Most recently, they were hacked again where names, and partial drivers license numbers were lost to the hackers. Equifax defends itself by saying that only part of the drivers license and no state of origin was obtained. That’s reassuring.

Equifax is one of 3 credit monitoring bureaus (Experian, TransUnion and Equifax) in the US. If you have any kind of credit, credit card, mortgage, car loan, Penney’s, Macy’s, school loans or any type of credit, you deal with a credit monitoring agency. By law. With or without your consent. You have no say as to what is recorded about you in their data. And it is all set up to protect you (well, really the creditor).

It boils down to the fox watching the hen house.

Equifax’s lax security is responsible for providing hackers and the “dark web” with the private, secret financial information of almost every adult in the US.

Sure, about half the population lives off grid (speaking of the financial grid). Those that are too young, too feeble, or too risky to obtain credit and have to live on a cash basis. Basically 100-150 million. The other 150 million lost their financial virginity, thanks to Equifax.

And, Equifax is predicted to make millions on the deal.

Wanna know what your elected representatives are doing in Washington? See above.

Your grumpy Uncle/Brother Dave.

Weary

Clearing Up a Misconception

February, 2018

Proof that most Americans do not want our governing bodies to come together in a bipartisan fashion to solve all problems is found in every election we’ve ever had.

If it were true, then at every election, only one party would be elected. A 2 party system could not survive under that circumstance.

A truly bipartisan system is a single party system, a dictatorship with one person ruling everyone and every thing.

I’ve been wanting to clear that up for some time now.

Your grumpy Uncle/grumpy, weird and compulsive Brother Dave.

Weary

Maybe Baby Daddy

February, 2018

Surely, by now we all know the terms baby daddy and baby momma. You know, the biological father or mother of a child that did not marry and does not live with the other. (1)  It’s really come to be the accepted term.

But, tonight I had a woman who came to the ED to determine if she was pregnant or not and was accompanied by 4 unrelated adult men. (2)  Yup, she didn’t know which one was the father.

The maybe baby daddy(s).

Your grumpy Uncle/grumpy, weird and compulsive Brother Dave.

1. Urban Dictionary, snarkette, April 23, 2003, https://www.urbandictionary.com/define.php?term=baby+daddy, retrieved February, 2018

2. She was.

Weary

Budget and Taxes

February, 2018

I was listening to NPR on the way to work today.  NPR, you may think means National Public Radio, but it doesn’t.  It means National Platform for Ridiculousness.

I listen because I want to know what the enemy is doing.

So, it was about all these liberals complaining about the excessively high budget and taxes Congress and Trump were passing.  I know, I know.  Who’d of thought liberals would complain about high taxes and a big budget, but they were.  They interviewed this “expert” about what the American people thought about such abuses.  He said something to the effect,

“When our country was beginning there was a Boston Tea Party to protest the excessive taxes coming out of Washington.”

No pause, that might have indicated that he realized that Washington (or America for that matter) didn’t exist at that time or that the beef was with the King of England.

Why do physicians get sued even when they did the right thing correctly, and idiots like this are allowed to spew stupid gibberish like this?

Your grumpy Uncle/Brother Dave.  All childish invectives used in this post are appropriate and true.

https://www.npr.org/2018/02/09/584640265/bipartisan-budget-agreement-spends-too-much-money-for-most-conservative-republic

Weary

The Road Trip

January, 2018

It was a really last minute decision.  The wife wasn’t feeling up to it so she volunteered the grand daughter to go.  G had a 3 day weekend break from school and we’d be back within that time frame.

G came home from school Friday and her mom said, “Do you want to go to Texas with Grandpa?”

G, “Of course I do.”

Mom, “Well, you’d better go pack a bag. He’ll be here in a few minutes.”

That fast and I had a traveling buddy.  G was 10 years old and I knew I had to lay down some rules fast to avoid catastrophe.

Grandpa, “First rule. Grandpa likes to listen to books to stay awake, but when I do get tired, we trade places ’cause your gonna have to drive so I can sleep.”

G, “But Granpa, I can’t drive.”

Grandpa, “Sure you can.  You drive the Mule at the farm all the time.”

And then I warned her mother that what came home might not be the same as what left.  She might learn to cuss, drink, chew and spit this weekend.

With the formalities out of the way, we were off.  G is a good packer.  She had one bag of clothes for 3 days and a small bag of things to do for the long drive.  She settled in and promptly began to entertain herself.  I started my book.  All that ranks high on my travel buddy criteria.

I’ve never liked to drive too long before stopping because I have arthritis and need to get out and move around a little every 3 hours, or so.  It’s good for traveling with kids.  Since I don’t mind stopping for restroom breaks, I always fill up on drinks and snacks for the drive.  But, I couldn’t sell G on a single thing.  She came prepared.  She brought her own drink and snacks.

Grandpa, “What, no snickers, no Diet Coke?”

G, “No, I’m fine.”

There’s gonna be more training involved with this trip that I had realized, I thought.

So on the trip to Texas, she made 3 small bracelets with something called a Band-a-loom, played with her iPod (a hand-me-down from her Dad), and observed every single thing we did, passed, said and saw (more on that later).  A little talking but not too much, again, which ranks high in my travel buddy criteria.

Just passed the 3/4 mark, she conked out.  iPod on her lap, she laid her head back and became a dream maker for the rest of the way.

I was delivering a used refrigerator and G came along to visit with the Texas kids.  She was up and ready the next morning.  She had a busy day planned.  She would accompany her cousin to a birthday party at someplace called Jumping World (which to me sounds more painful than fun, but I’m not 10 years old).  Afterward we went visiting and she played with other friends.

Before leaving home, I had backed the truck up to the deck (36″ off the ground) and, with help from a friend, rolled the fridge into the truck bed and strapped her down.  The only difficult part was the -2′ F temperature and 10 mph wind during the process.

This fridge was bigger, newer and fancier that the one it was to replace.  I had asked for measurements of the space it was to go into and determined, based on that measurement, that it would fit into the space with 6″ to spare.  I knew the depth of the fridge was 36″ and because of the design of the fridge doors/drawer, that I didn’t want to have to take the thing apart to move it in.  The front door, the most obvious door I saw to use, was 35 1/2″ wide.

I spent an hour or so sitting at the dining room table looking at the lake wondering how to get the fridge into the house.  Once into the house, we were fine, a 38″ wide hall lead into a 36″ entryway into the kitchen and the fridge would fit with almost 2″ to spare (everything is bigger in Texas, except rulers).

But, as I was contemplating the problem, I was looking through her 48″ French door off the easily accessible deck, at the lake.  The lake view was cool as the Great White Pelicans were on the migration trail, illegally of course.  No damn wall would stop them, despite President Donald Trump.  Yep, I said 48″.  Finally, it dawned on me.

The next problem was that it was me and my brother unloading this 250 pound behemoth off the pickup and onto the ground, 40″ down with no 36″ deck to back up to, after all my work getting it here, without dropping and ruining it.  That took some serious discussion.  My brother and I often have serious discussions.  I had tilted the fridge back onto the truck-bed tool box so that it didn’t lay flat, thus preventing the oil from settling out of the compressor and preventing my burning up the now oil free compressor when I plugged it in.  We discussed several complicated ways to get the fridge out of the truck without tilting it.  Finally, we laid it down, slid it out until it could cantilever off the tailgate to the ground in the time it took to say, “It can’t be done.”  Way faster than the oil in the compressor could move anywhere.

My job was now done, save getting home safely.

G is great with other kids. She takes care of and protects them better than most adults take care of her.  Because her cousin was at the birthday sleep-over, she decided to stay at my brothers the last night there so she could play with and care for her 3 year old friend.

As I was getting ready to leave (I would sleep elsewhere) I said, “Be a good traveler; be polite, brush your teeth and keep your things all together and neat.  I’ll see you in the morning.”

G, “OK Grandpa, you too.”

So Grandpa left to be a good traveler; be polite, brush my teeth and to keep all my things together and neat.  The next morning we loaded up and hit the road, in common American parlance.

I told the story of how I had learned to drive. On road trips with my Dad, he’d sleep and I would drive. This started the summer I was 13 years old.

G, “Can you get a driver’s license that young?”

Grandpa, “Nope.”

G, “Isn’t it illegal to drive without a driver’s license?”

Grandpa, “Yep.”

Somewhere just shy of half way home, G saw a Highway Patrol Trooper with a victim. That opened a pretty good discussion on laws, law enforcement, fines and those who choose to pay fines for their indiscretions instead of obeying the letter of the law.

She asked, “Have you ever been stopped by police, Grandpa?”

Grandpa, “Most certainly.”

G, “Was it scary?”

Grandpa, “Maybe the first time or two.”

She settled into thinking about that for a while.

Somewhere down the road, I’m driving happily through Podunk, Oklahoma.  I slowed down for the trek through a town that must have been 200 yards long, with a 55 mph speed limit sign at each end and a 35 mph sign in the middle.  Apparently, I didn’t slow down enough.

From off in the dark corner of an industrial parking lot a Ford F-150 with bubble balls on top and SHERIFF emblazoned on the doors comes after me.  I guess they should be called bubble LEDs these days, but that doesn’t sound as cool.  I pulled over 10′ from the 55 mph sign post.  A Lady Sheriff’s Deputy (I assumed because I didn’t think the actual Sheriff would work the Sunday night graveyard shift on such a miserable night) took my license and insurance card and went to see if I was on America’s Most Wanted list, or something.

G, who had been asleep, stirred a little bit and softly asked if this meant that I was willing to pay the price for my choice to speed?  Lucky for me, I got my hands slapped with a verbal warning.  She, the Lady Sheriff’s Deputy, also warned me that the weather was moving in.  Like what we existed in was weather-less?

I found out what she meant about 50 miles further when rain turned to sleet and then snow.  I guess I ought to look at that Weather App on my phone more often.

G looked at the heavily falling snow and asked, “Can we drive in this?”

I thought, that makes sense for a 10 year old who had only known everything to close because of snow or ice, “Of course we can, pumpkin. I’ll just slow down a bit and use 4 wheel drive.”

I’ll let you figure out what we talked about next.

It was a little tense, what with the grand daughter in the car with me instead of just me.  No plows or sand, yet.  The temperature was 5′ F and there was 4″ of snow on the road.  The last 100 miles took over 2 hours but we made it safely home.

From your road weary and grumpy Uncle/Brother Dave and the infinitely inquisitive grand daughter G.

Weary